A favorable year for pension funds
2024 has been a positive year for the funds managed by the AFPs in Peru. During the first half of the year and the first nine months, returns have shown favorable results, marking a sustained growth for members.
Results for the first half of the year
From January to June 2024, pension funds managed to exceed initial expectations, driven by a global economic recovery and a more stable local context. This performance has enabled members to recover part of the losses suffered in previous years due to market volatility.
Performance in the first nine months
According to the figures reported, Fund 2, which is the most chosen by members, showed a higher than expected return, reaffirming its attractiveness as an investment option for the long term.
Factors driving returns
- Global economic recovery: An improvement in international markets has favored the funds’ investments.
- Portfolio diversification: PFA strategies have prioritized efficient diversification, minimizing risks.
- Local stability: Domestic economic policies have contributed to a more predictable environment.
Importance for members
These results are good news for those who rely on the pension system as a tool to guarantee their financial future. However, it is essential to stay informed and periodically evaluate the fund to which you are affiliated in order to maximize the return on your contributions.
How to protect and maximize your pension?
At VAG Global, we advise you on the efficient management of your pension contributions, helping you to choose the fund that best suits your objectives. In addition, we keep you updated on economic trends and their impact on your pension.
Contact us now for personalized advice on your contributions and financial plan.
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